Window and Door
Financing in Ontario
Replacing your windows and doors is one of the most valuable upgrades you can make to your home, and the upfront cost should not be the thing that holds you back. With flexible financing through our trusted lending partners, you can install ENERGY STAR® certified windows and doors now and pay over time in manageable monthly payments.
Financing at a Glance
- Down Payment
- $0 Required
- Administration Fee
- None
- Maximum Loan
- $150,000
- Years in Business
- 45+
- Process
- 100% In-Home
- Products
- ENERGY STAR® Certified
Why Finance?
Why Finance Your Window & Door Replacement?
Why finance your window and door replacement?
Financing lets you upgrade to energy efficient windows and doors today while keeping your savings intact. You protect your home from Ontario winters now and spread the cost over time.
Upgrade now. Pay over time.
Can I lower my upfront costs?
Yes. Financing lets you install custom manufactured vinyl windows and fibreglass or steel doors without a large payment up front. You start enjoying lower energy bills and a more comfortable home right away.
$0 down. No administration fees.
Can I keep my savings and credit lines free?
Yes. A targeted home improvement loan keeps your personal savings and emergency funds available for other needs. Your existing bank credit lines stay untouched for the future.
Your savings stay yours.
We handle the whole process with you in your home — no complicated online portals to figure out on your own.
- Seal Failure
- Drafty Windows
- Wooden Windows
Why Start Sooner?
Stop Losing Energy.
Start Your Project Now.
Old windows and doors keep losing energy and can let water damage build up around aging frames. Financing helps you move forward now rather than waiting for “someday”.
- Seal Failure
- Drafty Windows
- Wooden Windows
Are flexible terms available?
Yes. Our financing partners offer repayment schedules built around your monthly budget. You can choose a longer schedule for the lowest monthly payment, or a shorter one to clear the balance faster.
Financing is provided by third-party lending partners and is subject to credit approval (O.A.C.). Payment examples shown are illustrative only and are not an offer of credit.
What Does a Standard Plan Look Like?
See What Your Payments
Could Look Like
Our standard home improvement loan carries a fixed interest rate for the term of the loan based on prevailing interest rates at the time of the loan. By adjusting the amortization over longer periods of time we can create a payment that suits almost any budget.
| Repayment schedule | On a $10,000 loan, monthly payments as low as: |
|---|---|
| 20 years | about $103 |
| 15 years | about $114 |
| 10 years | about $138 |
| 5 years | about $217 |
Are flexible terms available?
Yes. Our financing partners offer repayment schedules built around your monthly budget. You can choose a longer schedule for the lowest monthly payment, or a shorter one to clear the balance faster.
Financing is provided by third-party lending partners and is subject to credit approval (O.A.C.). Payment examples shown are illustrative only and are not an offer of credit.
The Process
How Window and Door Financing Works
We keep financing simple by handling it during your standard project consultation. There is no complicated online application to navigate on your own.
1. Book your free in-home consultation
A Centennial specialist measures your openings, walks you through product options, and gives you a detailed quote.
Book yours here2. Review your financing options
We explain the payment plans and any current promotions that match your specific quote.
3. Complete your application
We take care of the paperwork with you in your home, and applications are processed quickly through our trusted lending partners.
4. Begin your project
Once approved, your custom windows and doors go into production at our London, Ontario facility, and our own factory-trained installers schedule your installation. We do not hire subcontractors.
Ontario Home Renovation Savings Program
Can I Combine Financing
with Ontario Rebates?
You may be able to pair financing with the province’s Home Renovation Savings Program, which offers $100 per window or door rough opening for ENERGY STAR® certified products, which can be combined with our current offer of $500 off window & door, and pay nothing for 12 months.
Financing covers the upfront cost, and the rebate arrives later as a reimbursement you can put toward your balance. We will walk you through what currently applies during your consultation, so you know exactly what you qualify for.
Program Requirements
- $100 per window or door rough opening. Plus, you can stack your savings with our current promotion.
- ENERGY STAR® certified products required
- Minimum number of openings applies
- At least one other qualifying upgrade required
Rebate amounts and program rules are set by the Government of Ontario and may change. Confirm eligibility during your consultation.
The Centennial Difference
Custom Manufactured.
Our Own Installers.
‘No Fine Print Warranty.’
Every window and door we finance is custom manufactured in London, Ontario, installed by our own factory-trained installers, and backed by our 'No Fine Print Warranty'. That accountability at every step is The Centennial Difference.
- Custom manufactured in London, Ontario
- Factory-trained installers — we never subcontract
- ENERGY STAR® certified products
- No Fine Print Warranty on every installation
FAQ
Frequently Asked Questions About
Window and Door Financing
Yes. Ontario homeowners can finance replacement windows through flexible monthly payment plans. We work with trusted lenders to offer programs that fit a range of budgets.
Yes. Financing applies to our full line of custom manufactured replacement door systems.
Yes. Many of our plans offer $0 down for qualified applicants, with no administration fees.
Yes. It is an unsecured, open-ended loan which means you can pay it off early without any penalty at anytime. You can also make additional payments during the life of the loan both of which would reduce the interest you would have paid.
Your financing is an unsecured loan, so it is not tied to your property and does not need to be paid off when you sell your home. You remain responsible for the remaining balance and continue making payments as scheduled until the loan is paid in full.
You can finance projects up to $150,000, depending on approval.
No. We do not charge a down payment or an administration fee to arrange your financing.
Ready to Explore Your Options?
The cost of replacing
old windows and doors
should not hold you back.
Book a free in-home consultation and we will help you find a payment plan that fits your budget.
Financing is provided by third-party lending partners and is subject to credit approval (O.A.C.). Rates, terms, payment amounts, and approval are determined by the lender and depend on your credit profile and project size. Payment examples shown are illustrative only and are not an offer of credit. Rebate amounts and program rules are set by the Government of Ontario and may change.